File Your First Claim for Benefits (2023)

What You Need to Know

Important Update: As of September 5, 2021, several federal unemployment benefit programs, including PUA, PEUC, EB, and FPUC, have expired, per federal law. For more information,

  • To collect regular unemployment insurance benefits, you must be ready, willing, and able to work.
  • Anyonecalling from DOL will verify their identity by providing: (a) the date you filed your application and(b) the type of claim.
  • You will receive all benefits you are entitled to, including any backdated payments you are due.
  • If you are eligible, your first payment will generally be made in two to three weeks from the time your claim is completed and processed. In some cases, we must get additional information before payment can be made and your first payment may take longer. We use this time to review and process your application for benefits. You will not receive benefits during this period. This is why you may see your claim status as “pending.”

  • New Yorkers who are receiving Unemployment Insurance benefits are eligible for up to 26 weeks of benefits.


Unemployment Insurance is temporary income for eligible workers who lose their jobs through no fault of their own.File your claim the first week that you lose your job.

If you are eligible, you will be paid for all benefits from that date forward.

What You Need to Know About Filing for Unemployment Insurance Benefits During the Pandemic:

  • Following the expiration of New York State’s COVID-19 State of Emergency, the Unemployment Insurance unpaid waiting period rule is once again in effect. New Unemployment Insurance claims filed on and after June 28, 2021 will include an unpaid waiting week. Claimants will not receive payment for the first full week of a claim but must still claim weekly benefits and fulfill eligibility requirements. For more information, visit
  • On March 27, 2020, a law was signed that provides additional Unemployment Insurance assistance to workers impacted by COVID-19. The benefits granted from this law expired on September 5, 2021.

How to File Video

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(Video) How to File an Initial Claim for Unemployment Insurance Benefits


To qualify for Unemployment Insurance benefits, you must have worked and earned enough wages in covered employment. In New York State, employers pay contributions that fund Unemployment Insurance.

You must file an Unemployment Insurance claim to find out if you are eligible and learn your actual benefit amount.

To collect benefits, you must be ready, willing, and able to work, and actively looking for work during each week in which you are claiming benefits.

Estimate your weekly benefit amount with our benefit calculator.

Benefit Calculator

Payment Options

If you apply for unemployment insurance, you will be asked if you want to receive your benefits bydirect depositordebit card.

If you apply over the phone, you will automatically receive your benefits via debit card unless you had a previous claim and you received them by direct deposit.

(Video) UI Online: How to Apply for UI Benefits (File a Claim)

How To File

WARNING: Use of a Virtual Private Network (VPN), proxy, or internet anonymizer service will cause problems with your ability to apply or certify for benefits. Turn these services off before applying or submitting a weekly certification.

Sign in or create a IDaccount and follow the instructions to file a claim.

If you have never filed a claim for benefits in New York State, you must create a PIN. This is a four-digit number that you must keep confidential.This PIN will be used to access the system to certify for weekly benefits and update your account.

Ready? Make sure you have with you:

  • Your Social Security number
  • Your driver license or Motor Vehicle ID card number (if you have either one)
  • Your complete mailing address and zip code
  • A phone number where we can reach you from 8 am - 5 pm, Monday –Friday
  • Your Alien Registration card number (if you are not a U.S. Citizen and have a card)
  • Names and addresses of all your employers for the last 18 months, including those in other states
  • Employer Registration number or Federal Employer Identification Number (FEIN) of your most recent employer (FEIN is on your W-2 forms)
  • Your copies of forms SF8 and SF50, if you were a federal employee
  • Your most recent separation form (DD 214), for military service

You can file a claim without all of these documents. However, missing information can delay your first payment.

If you cannot print web pages, have a pen and paper to copy information.

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If you choose direct deposit of your weekly benefits, you will need your bank routing and checking account numbers.You cannot choose direct deposit if you file your claim by telephone.


WARNING: Use of a Virtual Private Network (VPN), proxy, or internet anonymizer service will cause problems with your ability to apply or certify for benefits. Turn these services off before applying or submitting a weekly certification.

It is best to apply for unemployment insurance online in the hours of 7:30AM - 7:30PM.

Apply Online Now

Apply By Telephone

Call our Telephone Claim Center, toll-free during business hours to file a claim.

  • 1-888-209-8124
  • Telephone filing hours are as follows:
    • Monday through Friday, 8:00 am to 5:00pm.

If you file by phone, we offer translation services. Use your phone keypad to enter the number for the language you choose. A voice recording will offer you these choices:

  • English
  • Spanish
  • Russian
  • Cantonese
  • Mandarin
  • Creole
  • Korean
  • Polish
  • All other languages

Hearing Impaired

Have your helper call the Telephone Claims Center at 1-888-783-1370.


Call a relay operator first at 1-800-662-1220, and ask the operator to call the Telephone Claims Center at 1-888-783-1370.

For more information, see our fact sheet:Do you help others apply or file for Unemployment Insurance?

(Video) How to Apply for U.I Benefits - California Unemployment Insurance Benefit Claim

What's Next

After you apply for unemployment insurance benefits, this is what you can expect:

  • If you are eligible, your first payment will generally be made in two to three weeks from the time your claim is completed and processed. In some cases, we must get additional information before payment can be made and your first payment may take longer. We use this time to review and process your application for benefits. You will not receive benefits during this period. This is why you may see your claim status as “pending.”
  • You should respond to any questionnaires, messages, or phone calls from us as quickly as possible. Failure to do so will delay your claim or result in the denial or suspension of your benefits.PLEASE NOTE:Like many New Yorkers, DOL representatives are working from home, so your caller ID may show "PRIVATE CALLER.” Anyonecalling from DOL will verify their identity by providing: (a) the date you filed your application; & (b) the type of claim.Once you have been verified, a representative may ask for your social security number.
  • If you received benefits on a prior claim by using a debit card and you no longer have the card, or if your card has expired, you must call KeyBank at 1-866-295-2955 to get a new card.
  • If you filed a prior claimand you received benefits on thatprior claim by direct deposit, any benefits due to you on this claim will go to the bank account we have on file. If your bank account has changed, please immediately update your banking information by using our website.
  • To find out when your most recent payment was released or to see a history of all payments made on your claim,sign in to your account.
  • After you complete your application for a new claim for benefits, you will receive a Monetary Determination in the mail informing you of your weekly benefit rate, the base period used to establish your claim, and the employers and wages used to calculate your weekly benefit rate.
  • If the wages are wrong, or if any employers are missing, fill out and send to us theRequest for Reconsideration form.
  • To speed our review of your claim, be sure to submit proof of your employment and wages. If you have no pay stubs, please send any documents you may have that can be used as proof.
  • You should certify for benefits for each week you remain unemployed, as soon as you receive notification from the DOL to do so. Learn how to certify each week.

Claimant Handbook

For detailed information about Unemployment Insurance benefits, please read the Claimant Handbook.

View CLaimant Handbook in All Languages


It is against State and Federal law for the New York State Department of Labor to discriminate based on:

  • Race
  • Color
  • Religion
  • Sex
  • National Origin
  • Marital Status
  • Age
  • Disability
  • Political Affiliation or Belief
  • Sexual Orientation
  • Gender Identity or expression
  • Military Status

We will evaluate your claim for UI benefits and decide if you qualify, without regard to any of these factors.

(Video) ESIC Maternity Benefit Claim Online Steps / How to Apply Online / Step By Step Process / New update

What's Related

Frequently Asked Questions For Teachers and Other School Workers For the Self-Employed, Independent Contractors and Farmers Certify for Weekly Benefits


How should I start my claim? ›

Start with a hook or attention getting sentence. Briefly summarize the texts • State your claim. Make sure you are restating the prompt. Include a topic sentence that restates your claim and your reason.

How long does it take to receive unemployment benefits in Texas? ›

If you are eligible, we will issue your first payment approximately four weeks after you apply for benefits. Typically, your first payment is only for one week even though you submitted a payment request for two weeks. This is because the first payable week is your “waiting week.”

How do I start a PA unemployment claim? ›

You should file your UC initial claim application using one of the following methods:
  1. Online: An online application can be filed using our secure website 7 days a week, 24 hours a day.
  2. Telephone: An application can be filed on the statewide unemployment compensation toll-free number at 1-888-313-7284.

What disqualifies you from unemployment in Texas? ›

You may be eligible for benefits if you were fired for reasons other than misconduct. Examples of misconduct that could make you ineligible include violation of company policy, violation of law, neglect or mismanagement of your position, or failure to perform your work adequately if you are capable of doing so.

Is it worth it to file a claim? ›

It's crucial to file a claim for major property damage and bodily injuries. A claim might not be worth it for one-car accidents when nobody is hurt. A bad driving record could increase your auto insurance premiums for three years.

What is the first step in filing a claim? ›

The steps of an injury claim include:
  1. Gathering evidence of the accident.
  2. Keeping track of your expenses.
  3. Getting medical treatment.
  4. Notifying your insurance company.
  5. Sending a demand letter to the insurance company.
  6. Negotiating with the at-fault party's insurer.

How do I know if my unemployment claim was approved? ›

Once your application has been approved, the Department of Labor will send a “Monetary Determination” with information on your weekly benefit amount. After making your claim, it will take between two to three weeks to receive it. Delays may be caused if the state needs additional information before sending payment.

Who qualifies for the $600 unemployment in Texas? ›

Pandemic Unemployment Assistance provides up to 39 weeks of unemployment benefits for persons impacted by COVID-19 and covers individuals who are self-employed, who otherwise would not qualify for regular unemployment compensation, or who have exhausted state benefits.

How do you get approved for unemployment in Texas? ›

Apply for benefits in one of two ways:
  1. Apply online at Unemployment Benefit Services by selecting Apply for Benefits. Read the Applying for Unemployment Benefits Tutorial. for help applying online.
  2. Call a Tele-Center at 800-939-6631 and speak to a customer service representative.

How long is the wait for PA unemployment? ›

If you are eligible for benefits, you should receive your first benefit payment within four weeks after the effective date of your application, provided you file your weekly certifications on time. Moving forward, you'll receive payment within two to three days after filing your weekly certification.

What benefits can I claim if not working? ›

Benefits you can claim if you are not working or are on a low...
  • Statutory Sick Pay. ...
  • New-Style Jobseeker's Allowance. ...
  • New-Style Employment and Support Allowance. ...
  • Universal Credit. ...
  • Tax Credits. ...
  • Child Benefit. ...
  • Healthy Start Scheme. ...
  • Sure Start Maternity Grant.
Feb 20, 2023

How much is unemployment in pa? ›

For claimants whose claims first go into effect after January 1, 2023, weekly benefit amounts will increase in 2023 by 2 percent over the 2022 rates. The maximum weekly benefit amount is increasing from $594 to $605.

What is the longest you can be on unemployment in Texas? ›

Amount and Duration of Unemployment Benefits in Texas

Benefits are available for up to 26 weeks. If you are still unemployed when your regular state benefits run out, you may be eligible for extended benefits under state or federal law.

Does Texas unemployment hold your first check? ›

Texas law requires us to hold your benefits for the first payable week as the “waiting week.” You will be paid for the waiting week after you have received two times your weekly benefit amount and returned to full-time work or exhausted your unemployment benefits.

What should you not say when filing a claim? ›

Here are 9 things you should never say to your insurer after an accident.
  1. It was my fault. This may be common knowledge for many, but it's worth reiterating that you should never admit fault. ...
  2. I think. ...
  3. I'm fine. ...
  4. Names. ...
  5. Recorded statements. ...
  6. Unnecessary details. ...
  7. We don't have an attorney. ...
  8. Yes, I accept your offer.
Dec 8, 2020

What happens after a claim is filed? ›

Your insurance company will contact you for detailed information regarding the loss and may take a a written or recorded statement. An examination under oath can sometimes be requested. As part of the investigation, other drivers and witnesses may also be contacted.

What should you not say in a claim? ›

Some key phrases to avoid saying to an insurance adjuster include: “I'm sorry.” “It was all/partly my fault.” “I did not see the other person/driver.”

How long before you make a claim? ›

Realistically, you have one to six years from the collision date to file a personal injury or property damage claim, but you should file sooner rather than later. An auto insurance company would prefer for you to file a car accident claim at the scene of the accident or within 24 hours from the car crash.

How does the claim process work? ›

How Do Insurance Claims Work? An insurance claim is a request filed by a policyholder to a provider asking for compensation for a covered loss. The insurance company will then review the claim, and they can approve it and issue an eventual payout after investigating it, or they deny the claim.

What are the steps in the claim process? ›

Your insurance claim, step-by-step
  1. Connect with your broker. Your broker is your primary contact when it comes to your insurance policy – they should understand your situation and how to proceed. ...
  2. Claim investigation begins. ...
  3. Your policy is reviewed. ...
  4. Damage evaluation is conducted. ...
  5. Payment is arranged.

Can you get unemployment if you get fired? ›

Unemployment can happen either due to being laid off, being fired or resigning from the company.

How do I know how long my unemployment will be? ›

The average duration of unemployment is the sum of all these in-progress spell lengths divided by the number of unemployed. 1 As such the official statistic is the average incomplete duration of unemployment for the currently unemployed.

Am I eligible for unemployment? ›

Requirements to Apply

Have earned enough wages during the base period. Be totally or partially unemployed. Be unemployed through no fault of your own. Be physically able to work.

Is Texas unemployment still available? ›

Texans will continue to receive state unemployment benefits for the remainder of their claim. For those on regular unemployment that is currently up to a potential 59 weeks and 46 weeks for those on Pandemic Unemployment Assistance ( PUA ).

Is Texas getting the $300 unemployment? ›

Jobless Texans will lose all federal unemployment benefits, including extra weekly $300, after Gov. Greg Abbott opts out of the program. The extra $300 federal benefit will end June 26 for jobless Texans.

How do I know if my PA unemployment claim was approved? ›

You can check online at 'View Benefit Payments' to see if you have received a payment. Your claim is currently being reviewed and you will receive notification of any action you need to take to resolve the currently outstanding issues. Please continue to file your biweekly claims.

Why is PA unemployment so slow? ›

More than two years after the first pandemic-related business shutdowns, a huge backlog of cases continues to plague Pennsylvania's unemployment compensation system. Tens of thousands of claims remain unresolved, according to state data.

How do you know if you were denied unemployment in PA? ›

If your unemployment claim is denied, you will receive an Unemployment Compensation Eligibility Determination from the Pennsylvania Department of Labor and Industry (DOLI). The determination will explain why your claim was denied and provide information on the appeals process.

What benefits can I apply for? ›

Help on a low income
  • Universal Credit.
  • Housing Benefit.
  • Working and child tax credits.
  • Jobseeker's Allowance (JSA)
  • Pension Credit.
  • Income Support.

What extra benefits can I claim? ›

Benefit top-ups
  • Housing Benefit.
  • Jobseeker's Allowance.
  • Income Support.
  • Working Tax Credit.
  • Employment and Support Allowance - but only if you get the PIP daily living component.
  • Pension Credit - but only if you get the PIP daily living component.

What benefits can I claim for depression? ›

Can I claim Welfare Benefits if I'm living with a mental illness?
  • Welfare Benefits for Mental Health. ...
  • Personal Independence Payment. ...
  • Universal Credit. ...
  • Employment and Support Allowance. ...
  • Council tax: Exemptions and discounts. ...
  • Statutory Sick Pay. ...
  • Housing Benefit. ...
  • Jobseeker's Allowance.

What qualifies me for unemployment in Pennsylvania? ›

You must have sufficient qualifying wages and a minimum of 18 credit weeks in your base year. You must have a qualifying separation. And, you must be able and available to accept suitable work and not refuse work when offered. UC eligibility cannot be predetermined.

How much is unemployment a week in PA? ›

Your Weekly Benefit Rate should equal about one-half of your full-time weekly wage.

What is the highest unemployment payment in PA? ›

Your weekly benefit amount will be about 50% of your average weekly wages, subject to a weekly maximum of $572 (or $580 with dependents). Benefits are available for up to 26 weeks.

Can I quit my job due to stress? ›

If your job is causing you so much stress that it's starting to affect your health, then it may be time to consider quitting or perhaps even asking for fewer responsibilities. You may need to take a simple break from work if stress is impacting you from outside your job.

Should I quit my job if I am unhappy? ›

If you find yourself in a situation in which it is emotionally, physically, or mentally draining (or worse) for you even to show up to work, let alone get excited and perform at a high level—you need to leave.

Can I get benefits if I quit my job? ›

You can claim benefits as soon as you know the date you're stopping work. You'll need to show you had a good reason for resigning, or you might get less money for around 3 months. This is called a sanction. You should also check what other benefits you could get.

Can you file for unemployment if you quit in Texas? ›

Quit. If the individual chose to end their employment, then he or she quit. Most people who quit their jobs do not receive unemployment benefits. For example, if the person quit the job for personal reasons, such as to return to school full time or stay home with their children, we cannot pay benefits.

What state has the highest unemployment pay? ›

Additionally, recipients may qualify for up to 30 weeks of benefits. Following the Massachusetts for highest benefits paid out are Washington, Minnesota, New Jersey and Hawaii which all pay 26 weeks of benefits ranging from $999 to $765 per week.

What is the highest amount of unemployment you can receive? ›

The unemployment benefit calculator will provide you with an estimate of your weekly benefit amount, which can range from $40 to $450 per week.

How long does it take for Texas unemployment to start? ›

If you are eligible, we will issue your first payment approximately four weeks after you apply for benefits. Typically, your first payment is only for one week even though you submitted a payment request for two weeks. This is because the first payable week is your “waiting week.”

How long does it take for Texas unemployment to be approved? ›

It takes about four weeks from the date you apply for benefits to know if you are eligible for benefits. We use this time to gather information on your past wages, job separation, and general eligibility. You can check your claim status online at Unemployment Benefits Services or call Tele-Serv at 800-558-8321.

Do you get back pay for unemployment in Texas? ›

If you are not given the option to request backdated benefits, you'll need to call the TWC, request a callback or email the agency requesting backdated payments starting with the date you lost your job. Email: Provide the exact date you lost your job.

What do you say when filing a claim? ›

When you file a claim, you'll be asked to provide some basic details, such as where and when the accident or incident took place, contact information for everyone involved and a description of what happened. You might also be asked to give an estimated cost of the damage from the accident—if you have that available.

How do we write a claim? ›

​A claim (thesis) statement focuses your ideas into one or two sentences. It should present the topic of your paper and also make a comment about your position in relation to the topic. Your thesis statement should tell your reader what the paper is about and also help guide your writing and keep your argument focused.

How do you write a good insurance claim? ›

7 Tips For A Successful Insurance Claim
  1. Tip 1: Be familiar with your insurance policy.
  2. Tip 2: Record Everything.
  3. Tip 3: Provide the proof and evidence.
  4. Tip 4: Get all the documents.
  5. Tip 5: Complain.
  6. Tip 6: Get legal advice sooner rather than latter.
  7. Tip 7: Demand an internal review.
  8. Conclusion.
May 13, 2021

How do you write a claim statement? ›

Your claim statement should be a logical conclusion that you reached as a result of reviewing and understanding valid, reliable evidence. Rather than expecting readers to simply believe that your claim is true, you'll need to provide them with evidence they can consider to reach their own conclusion.

What is the claims process? ›

In essence, claims processing refers to the insurance company's procedure to check the claim requests for adequate information, validation, justification and authenticity. At the end of this process, the insurance company may reimburse the money to the healthcare provider in whole or in part.

What makes a good claim letter? ›

Most business professionals and scholars agree that a basic claim letter should include four core elements: a clear explanation of the complaint, an explanation of what strife this has caused or the losses suffered because of it, an appeal to honesty and fairness, and a statement of what you would consider a fair ...

What is a good claim example? ›

Claims are statements about what is true or good or about what should be done or believed. Claims are potentially arguable. "A liberal arts education prepares students best" is a claim, while "I didn't like the book" is not.

How long should a claim be? ›

In most states, the insurance-claim time limit is between two and four years from the date of the loss. You are allowed to file claims after the statute of limitations ends, but the insurance company is not required to provide a payout.

What does main claim mean? ›

What is a claim? • A claim is the main argument of an essay. It is the most important part of an academic paper. • A claim defines the paper's goals, direction, and scope.

What is the most common insurance claim? ›

Wind and hail are the most common reasons for homeowners insurance claims, accounting for 45.5% of claims filed in 2020. Other common claims include fire, water damage, theft and injury.

How long does it take to get an insurance claim? ›

A claims process can take anything from a few days to weeks or even months. The speed of the process depends very much on factors like: How soon after the incident you report it – the sooner you get your claim in, the sooner the insurance provider can start processing it.

What should a strong claim have? ›

Here are some traits of a strong claim:
  • A strong claim takes a stand.
  • A strong claim justifies/promotes discussion.
  • A strong claim expresses one main idea.
  • A strong claim is specific.
  • A strong claim is arguable.

How do you write a strong claim statement? ›

A “claim” (also known as a “thesis statement” or “argument”) is the central idea of your paragraph or essay and should appear in the first sentence. AVOID GENERALIZATIONS, CLICHÉS, QUESTIONS, OR “STATING THE OBVIOUS”: Wishy-washy openings are the hallmark of an under-confident writer.

What is an insurance claim? ›

An insurance claim is a formal request from the policyholder (that's you) to their insurance company asking for payment after a covered incident. These incidents can include anything covered by your insurance policy, like a hospital stay, a natural disaster, or theft.


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